Absolutely among India’s top online stores, how to close flipkart pay later offer option that is helpful for a large number of customers. To successfully close your Flipkart Pay Later account, you must have recently experienced unknown charges or simply wish to stop using the service for personal reasons. In this blog post, we’ll walk you through each step of the procedure.
how to close flipkart pay later
To close your Flipkart Pay Later account, follow these steps:
1. Access Your Flipkart Account:
Log into your Flipkart account to start the procedure.
Secondly, access the Help Center:
Once you’re logged in, go to the Help Center section.
3. Choose ‘Request for a Callback’:
From the Help Center, select the ‘Request for a Callback’ option. This is how you can get in touch with Flipkart customer service.
4. Talk to a Customer Service Representative:
Inform a customer service indicative that you want to cancel your Flipkart Pay Later account when they get in touch with you. Take steps to support your choice with a solid justification.
Important Things to Consider Before Closing Your Account:
Before proceeding with the closure, it’s important to keep the following in mind:
Closing your Flipkart Pay Later account permanently is a permanent action. If you close it, you can’t open it again or activate it again in the future, so consider your options carefully.
Pending Payments: You won’t be able to close your Pay Later account until all outstanding debts associated with it have been paid.
Processing Time: It might take Flipkart 1-2 weeks to complete the procedure and shut down your Pay Later service after you request the closure.
Impact on Credit Score: Since your Pay Later account is linked to your Civil Score, closing it may have an effect on your credit score. Be aware that as a result, your CIBIL score might drop.
It might take two to three months for the closure to appear on your CIBIL profile. If your Flipkart Pay Later Loan is still listed as “active” during this time, don’t be alarmed.
Credit Age: If you’ve been using Flipkart Pay Later for a while, its closure might have an impact on how long your credit history has been established, potentially lowering your credit age.
Pay Later Reactivated:
You must speak with a Flipkart customer care representative once more if you ever want to reactivate your Pay Later service. They will walk you through the process, so make sure you have a good reason for wanting to reactivate the service.
Turning off Flipkart Pay Later:
Sending a ‘Call Me Back’ request and explaining your needs to Flipkart customer support will enable you to temporarily disable the Flipkart Pay Later feature. Usually, the disablement procedure takes 1-2 weeks.
Final Thoughts:
We’ve now covered all the required information for stopping your Flipkart Pay Later account. Although it’s an easy process, keep in mind that the closing is permanent and could affect your credit report and financial history. Make an informed decision, and if you need assistance, don’t be afraid to contact Flipkart’s customer support.
